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Secure Card Verification: A Comprehensive Guide
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Here's a brief rundown of key verification strategies :
- Address Verification System (AVS): Checks the postal address on the payment against what’s on record with the financial institution.
- Card Verification Value (CVV): Requires the three- or four-digit digit located on the rear of the payment for authentication.
- 3D Secure: Implements an additional layer of authentication involving the cardholder’s issuer to approve the purchase.
- Device Fingerprinting: Recognizes the equipment used to submit the purchase to spot potential fraud .
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